Reconciliation

Managing your day-to-day cash position effectively requires limiting the number of accounts that need to be managed. We'll provide you with information and reconciliation services that allow you to view, track and manage the cash flow within your various accounts. You select the type of reconciliation service most suited for your accounts.

Full Reconciliation
By selecting this service, our business customers provide Associated Bank with an issue file, and our financial professionals then reconcile the items with the bank statements and produce reports showing checks cleared and checks outstanding.

Partial Reconciliation
With this service, our business customers elect to complete their own account reconciliation, using a detailed file provided by Associated Bank on checks that have cleared.

Deposit Reconciliation
This service is used for primarily large businesses with multiple locations. With deposit reconciliation, customers have a specific store/location ID encoded in the MICR line of their deposit ticket, allowing for sorting and totaling of deposits by ID on monthly reports.

Positive Pay
Associated Bank offers a helpful and efficient Web-enabled check verification service called Positive Pay that can help businesses combat check fraud. Available through eManager+ online business banking, Positive Pay works like this: You send a list to Associated Bank electronically of all the checks you issue on a particular day. Associated Bank will verify checks received for payment against that list and pay only those on the list. The entire system is Web-enabled, so you can see an online image of the item in question and make your selection to pay or not pay instantly.

ACH Blocks
This service automatically returns all ACH debits and/or credits that are directed to a particular bank account.

ACH Filters
This service automatically returns all ACH items for a designated account, except for those that are pre-authorized.

Click here to learn more about eManager+.